We use cookies and other technologies for functionality, security, and to provide you with a personalized experience on our online services. By continuing to use our online services, you agree to our Privacy Policy and Terms of Use. For information on how to adjust your privacy settings, visit our Cookie Policy.
Dismiss

Get started with a mortgage from RBC

Applying for a mortgage is a big step. When you’re ready, continue to RBC to learn more about their digital mortgage pre-approval process. 

Disclaimer

RBC uses a soft credit check for online mortgage pre-approval, so your credit score won’t be affected.

RBC helps protect your information using industry standard data security.

There’s no commitment to continue.

What happens next?

1
Continue to RBC
You’ll leave REALTOR.ca and continue on RBC’s website.
2
See what’s possible
See how much you could qualify for and what potential rates are available. RBC will ask you a few questions to help determine this.
3
Get personalized guidance
An RBC Mortgage Specialist will follow up with you and talk you through the next steps.

Estimate your monthly payments

Change variables instantly to see estimates for principal, interest and taxes.

Mortgage Calculator

Estimate your monthly payments and see how different interest rates could affect them.

Frequently asked questions

Open Section How can a mortgage pre-approval help me? for more details Minimize section How can a mortgage pre-approval help me? with detailed description

How can a mortgage pre-approval help me?

Open Section What happens after I select “Continue to RBC”? for more details Minimize section What happens after I select “Continue to RBC”? with detailed description

What happens after I select “Continue to RBC”?

Open Section Can I start this process if I’m still early in my home search? for more details Minimize section Can I start this process if I’m still early in my home search? with detailed description

Can I start this process if I’m still early in my home search?

Thinking about buying a home?

Buying a home starts with understanding where you stand financially. Taking a few minutes to review your budget and readiness can make the process a lot easier. Learn more about whether you’re financially ready to buy a home.

Read More

How the mortgage process works

Most mortgage applications follow a few key steps: 

  • You share basic financial information
  • The provider reviews your details
  • You receive options based on your profile

From there, you can decide how to move forward. 

Mortgage Providers in Canada

Mortgages in Canada are offered by a range of providers, including: 

  • Traditional banks
  • Credit unions
  • Mortgage brokers

Each provider may offer different rates, products, and approval criteria based on your financial situation, the property, and current market conditions. 

Ready to Take the Next Step?

If you choose to continue, you’ll be taken to a provider’s secure website to start your application. From there, they’ll guide you through the next steps.

You’ve reviewed what to expect and how the process works. When you’re ready, you can begin your mortgage application directly with RBC.

Disclaimer

Mortgage rates shown are provided by participating lenders and brokers and are for illustrative purposes only. Rates may change and vary based on individual circumstances, and REALTOR.ca does not guarantee their accuracy.

A pre-approval is not a guaranteed loan, nor a commitment of financing.

By clicking “Continue”, you will be redirected to a third-party website operated by the selected lender or broker. REALTOR.ca does not provide mortgage advice or endorse any lender or product and is not responsible or liable for the content, services, or decisions made on any third-party site. Information you provide is governed by that provider’s privacy policy and terms of use and is not collected by REALTOR.ca. REALTOR.ca receives compensation for qualified referrals generated through these links.